Finance & Hold Your Florida Home
From cash to construction-to-perm, LLC to 1031 — here's how domestic and international buyers finance, structure, and fund a Golden Temple build.
Ways to finance your build
Cash purchase
The fastest path and the most common for luxury international buyers — no financing contingency, faster closing, and stronger negotiating leverage.
Conventional & jumbo loans
US buyers finance with conventional or jumbo mortgages. We coordinate with your lender so the appraisal and draw schedule match the build.
Foreign national loans
US banks finance foreign buyers with a larger down payment (typically 30–40%). We help you assemble the documentation international lenders require.
Construction-to-perm
A single loan covers the build and converts to a permanent mortgage on completion — ideal for investors financing new construction.
How to hold the asset
Florida LLC
Title in a Florida LLC for liability separation, clean succession, and simplified multi-owner arrangements. We refer Florida counsel to set it up before closing.
Individual ownership
Simpler for primary-residence buyers and those seeking Florida homestead protections. We coordinate with your title company on transfer and recording.
1031 exchange
New construction qualifies as like-kind replacement property. We align your construction timeline with your exchange deadlines and your qualified intermediary.
Cross-border funds
International wires follow US anti-money-laundering rules. We walk you through the documentation your bank and title company need to clear the funds.
How payments work
Deposit & contract — secures your design and build slot
Permitting & site prep — surveys, permits, and foundation
Framing & structure — Fortress cold-formed steel and poured concrete
Dry-in & mechanicals — Durock, roof, plumbing, electrical
Finishes & close — Level 5 plaster, cabinetry, final walk-through
We provide a full payment schedule after your Build Brief. This is a general overview, not a contract.
Skip the form. Call us directly.
Talk with a senior builder about your Florida custom home — no obligation, no pressure. We answer questions on land, design, budget, and timelines every day.
(321) 508-0185Available 7 days a week